For digital nomads, expats and long-term travellers
Every country you spend in gets its own wallet, in its own currency. Nomad Budget adds it all up in the currency you choose, and draws your journey on a globe as you travel.
Android isn’t available yet — Nomad Budget is on iPhone for now.
An animated globe showing a sample journey: France to Spain by train, a ferry to Morocco, a flight to Turkey, a drive to Georgia, a flight to Thailand, a bus to Malaysia, a ferry to Indonesia and a flight to Mexico. Each country shows its monthly spend in its own currency.
Nomad Budget is an expense tracker app for digital nomads, expats and long-term travellers. Most budget apps assume you live in one country and spend in one currency. Nomad Budget is made for the opposite: a life that keeps moving, and money that lives in several countries at once.
Features
01
Euros in Portugal, lira in Turkey, dollars back home. Each entry stays in the currency you actually paid, and your Total screen brings every wallet together in your main currency.
02
A calculator keyboard, your recent categories one tap away, and the currency already set by the wallet you’re in. Add an expense on the way out of the café, not at the end of the day.
03
Set up an iPhone automation once, and every Apple Pay payment and bank text message is handed to Nomad Budget as it happens: the amount, the currency and the shop, waiting for your OK. Nothing is recorded until you confirm it.
04
Every entry remembers where it happened. Countries fill in as you travel, your route draws itself from one stop to the next, and each stop shows what it cost you. Flip to the cost view to see every country by what it actually cost.
05
Thinking about your next base? Nomad Budget prices your own spending pattern in another country, category by category — so the comparison is about how you live, not a generic index. Lived in both? See what you actually spent in each, side by side.
06
Add how you got there — plane, train, bus, ferry or car — and your crossings line up on a timeline, with a digital passport of every country you have spent money in.
07
Your spending pace compares this month with the last one while it’s still happening, so you can slow down in time — not find out afterwards.
08
Set a monthly budget and watch it fill as you spend, in your own currency whichever country you are in. You hear about it at 80% and again if you go over, while there is still time to change course.
Travelling with someone? Invite them by QR code or a link, with edit or view-only access. Everyone logs into the same place and sees the same numbers.
Put money aside for the next trip or a winter somewhere warm, and watch the goal fill up.
Rent, subscriptions, insurance — set them once and they record themselves when they’re due.
Moving from another app? Import a CSV or Excel file. The file is read on your phone, never uploaded.
No signal on the train? Entries are saved on the device and sync when you’re back online.
In your language, including English, Turkish, Spanish, French, Russian and Arabic, with light and dark themes.
The country you’re in becomes your first wallet, in its own currency.
A few taps per expense. Switch countries and the currency follows.
Your total in your currency, your pace, and your journey on the globe.
If your money moves between countries, Nomad Budget keeps it in one place.
A new country every month or two, and one clear number at the end of it.
A salary in one currency, a life in another, and family back home.
Months on the road, a budget to stretch, and a route worth remembering.
Half the year here, half there — two wallets, one total.
Find out where your own lifestyle costs less before you move.
One shared wallet for the trip, your own wallets for the rest.
Privacy
You enter what you spend; Nomad Budget tells you what it means. No bank login, no ads, no third-party tracking.
Nomad Budget never asks for your bank login or card details. Payments caught from your bank’s messages are handled on your phone and wait for your OK.
No ads, no data brokers, no third-party analytics. Usage is measured on our own server, never with your amounts or notes.
Only the country is read, to pick the right wallet. Your position is never stored or read in the background.
Try it without an account, and delete your account and all its data from inside the app at any time.
Keeping records is never limited. Pro adds the insight on top of them.
Everything you need to track spending across countries
ProInsight built from your own spending
Pro is an optional in-app subscription, monthly or yearly; the yearly plan starts with a free trial. If it ends, nothing you recorded is lost.
FAQ
What people ask before they download, answered short.
Still wondering about something? Write to us →
An expense tracker app for people whose money lives in more than one country. It keeps one wallet per country in its own currency, adds everything up in the main currency you choose, and shows your travels and their cost on a 3D globe.
It was built for them. Each country gets its own wallet, each entry keeps the exchange rate of its day, the total is always in your own currency, and before your next move you can see what your way of living would cost there.
Every wallet has its own currency and every entry is stored in the currency you paid in, converted at that day’s exchange rate. The Total screen adds all wallets up in the main currency you pick in Settings, and you can change it at any time.
No. Nomad Budget never asks for bank logins or card details. You log what you spend yourself, or let an iPhone automation hand it Apple Pay payments and bank text messages to confirm — which also means it works with cash, foreign cards and any bank in any country.
Yes. Entries are saved on your phone and sync to your account once you’re back online.
Yes. Invite someone to a wallet with edit or view-only access; both of you log into the same wallet and see the same numbers. Invite them with a QR code in person, or send a link that stays open for a week and approve them when they ask to join.
Yes. Export a CSV or Excel file from your old app and import it into Nomad Budget. The file is read on your phone and never uploaded.
Yes. With Pro you can export every transaction as a CSV file, to open in a spreadsheet or take anywhere else.
It takes what you actually spend by category and prices it in another country using official price levels from the World Bank (ICP 2021) and Eurostat. If you have lived in both countries, it also shows what you actually spent in each. The general price index is free; the comparison built from your own basket is part of Pro.
Yes. A monthly budget for your total is free, and it alerts you at 80% and again if you go over. With Pro you can also give a category or a country a budget of its own, by the day or by the month.
Yes. Recording expenses, wallets, currencies, the globe, a monthly budget and offline use are free. The free plan includes one shared wallet, one goal and three recurring bills. Pro is an optional in-app subscription that adds insight built from your own spending, category and country budgets, and no limits on those three.
Not yet. Nomad Budget is available for iPhone on the App Store.
Many, including English, Turkish, Spanish, French, Russian and Arabic, with Arabic laid out right to left.
Blog
Exchange rates, card fees, rent and the everyday costs of a life across borders — from the maker of Nomad Budget.
Cost of living
A country that looks 40% cheaper on paper can cost more than home if you stay a month. Short-term rent, moving and habits, in one round calculation.
Money & fees
Card exchange margins, ATM fees and dynamic currency conversion quietly eat into every trip. A simple yearly calculation, and why paying in the local currency is almost always cheaper.
Life on the road
The first week in a new country costs more than a normal one. SIM, the ride from the airport, first cash and a bare kitchen — and why you shouldn't judge a country by week one.
Nomad Budget Boarding pass Start with the one you’re in.
